Employee Needs and Plan Design: Q4 2026 Plan Sponsor Newsletter
<< Back to the BLOG Employee Needs and Plan Design: Q4 2026 Plan Sponsor Newsletter Helping employees prepare for retirement isn’t accomplished through a single enrollment meeting or annual reminder. It happens through thoughtful plan design, consistent education, and communication that meets employees where they are throughout their careers. In the Q4 2026 Plan Sponsor […]
Building a 401(k) Plan for Every Generation
<< Back to the BLOG Building a 401(k) Plan for Every Generation Employees’ financial priorities may change in their 20s, 40s, and 60s, but thoughtful plan design and communication that meet them where they are can encourage retirement readiness at every age As careers progress, financial obligations often multiply. Student loans become mortgages. Mortgages lead […]
Helping Employees Save Through Life’s Busiest Years
<< Back to the BLOG Helping Employees Save Through Life’s Busiest Years Make retirement saving easier with automatic plan features Mid-career employees have a lot on their plates. They’re juggling families, careers, mortgages, and caregiving. As financial demands multiply, immediate obligations often take precedence, while future saving goals, like retirement, may get deferred. Three out […]
3 Business Impacts of Delayed Retirement
<< Back to the BLOG 3 Business Impacts of Delayed Retirement Helping employees retire with confidence may reduce employer costs, strengthen workforce planning, and support your organization’s long-term success When employees delay retirement, the impact extends far beyond the individual. Shifting retirement timelines can increase employer costs, disrupt workforce planning, and create challenges for both […]
401(k) Plan Administration Best Practices Checklist
<< Back to the BLOG 401(k) Plan Administration Best Practices Checklist Managing a retirement plan requires ongoing attention throughout the year, not just during annual reviews or filing deadlines. From processing payroll contributions to monitoring compliance requirements and preparing for regulatory changes, plan sponsors are responsible for many important administrative tasks. Our 401(k) Plan Administration […]
3 Practical Ways to Strengthen Your Fiduciary Process
<< Back to In the Media 3 Practical Ways to Strengthen Your Fiduciary Process How consistent habits can help reduce risk and improve retirement outcomes. As a business leader, you’re doing more than “managing a retirement plan.” You’re helping your employees save for the future and offering a meaningful workplace benefit. A strong fiduciary […]
5 ERISA Fiduciary Duties Made Simple
<< Back to In the Media 5 ERISA Fiduciary Duties Made Simple A clear look at 5 essential plan sponsor responsibilities to support plan oversight through market turbulence and shifting headlines. Most 401(k) fiduciary decisions don’t feel risky in the moment; they feel routine. Committees aren’t questioned because of one bad decision. More often, it’s […]
Advantages of a Health Savings Account (HSA)
<< Back to In the Media Advantages of a Health Savings Account (HSA) How Health Savings Accounts Can Support Retirement Savings When planning for retirement, it is easy to focus on the fun parts like travel or hobbies, but one of the biggest expenses many people face is healthcare. Costs continue to rise, and one […]
Fiduciary Excellence Depends on These 3 Things
<< Back to In the Media Fiduciary Excellence Depends on These 3 Things 53% of plan sponsors don’t realize that they’re fiduciaries,[1]so it’s no surprise that expectations around that role aren’t always clear. Fiduciary responsibility isn’t about perfection. It’s about clarity, consistency, and a process you can stand behind. That’s exactly why many organizations […]
Every 0.01% Impacts Participant Outcomes
How can 401(k) benchmarking help plan sponsors manage 401(k) plan fees, meet fiduciary responsibilities, and improve retirement outcomes? When managing a workplace retirement plan, attention is often placed on total plan assets, average account balances, and investment performance. Yet, plan fees can have a meaningful impact on participant outcomes, especially when compounded over time. This […]